Hi Bob,
I have a Parker 275. When it comes to keel maintenance, if your boat is ashore on blocks it is quite straightforward to change the eye bolts without removing the keel, if you wish to proceed this way. You may wish to remove the keel to inspect the sliders attached to the keel, though I have not felt the need to do this in over twenty years of ownership.
To change the eye bolts1. Raise the keel as usual.
2. Cut a length of wood to so you can wedge the keel from the ground below and well up into the keel box, to support the keel.
3. Slacken your usual keep uphaul wire/line, remove the keel box cover on the deck and undo the shackles around the eye bolts. It is a bit fiddly but your patience will be rewarded.
4. Now remove the keel eye bolts. An easy way to do this, is to get a long metal tube of the correct diameter so you can bash one end to make an oval that will fit over the eye of the bolt. Drill a hole at the other end and insert a tommy bar. Lower the oval down the keel box slot over the eye bolt, turn your tommy bar and in moments the bolts will be out.
5. The wear on the bolts is usually around the eye itself, not on the threads. When inserting your new eye bolts, be sure to smear the threads with copper grease to eliminate corrosion and have an easy time removing the bolts next time. Don't worry, the bolts will not work themselves out on their own.
Antifouling of the keelIf your keel is up when on your berth or mooring, you will find that being dry most of the time means that not much maintenance is required. My boat is ashore on blocks for just six weeks of the year and I can drop the keel just over half way down. I will measure it next time she comes out, which is next week. I'm always surprised how the upper half of the visible keel is in good condition and even the lower part doesn't need much attention. The main areas to maintain are the leading edge and underneath the bottom. I now only give the upper visible part one coat of antifoul each year as it doesn't need any more. I apply two coats to the lower part of the keel.
In summary, if you would like to save a few pennies, don't feel that removing the keel is a routine necessity. It's rarely done and usually only when there is either significant clunking if the guides have worn or when the antifoul has built up so much that a good blast is required. If you'd still like to go ahead and talk to someone about how it went, the only recent case I can think of in my part of the world is Parker 275 Speedwell. Do look them up in the member's handbook and give them a call. They are very friendly and I'm sure they'd be more than happy to chat with you about their experience.